Spimothy Leary
Well-Known Member
It's the 1000 deductible that sucks.
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I'm in the business and I know its a little too late to pass along this advice, but generally the difference between 500 and 1K is negligible, usually like $25-30 a year at best, I always carry $500, although FWIW, I wouldn't turn it in unless its over 1K because claim frequency rates on auto policies can have a real negative impact on your premium, so i've written a few checks over the past 3 decades to make a problem disappear.