There's a couple schools of thought... but here's the deal.....
1) Octane is a measure of fuel ignition and/or burn speed. (pressure changes the speed too) So... when the piston comes to the top of the stroke, it's ignited. Ideally, you want that fuel to all burn just as the exhaust valve is opened. (in the case of a 2-stroke, as the port is exposed) If the fuel is still burning as the exhaust opens... first... you aren't extracting all the potential power from the fuel... and second... all that hot, burning fuel rushes past the edge of the piston, and cyl port. That concentrates the heat in that zone... and COULD potentially melt the piston crown. (So, melted engine) Also, it's wasted $$$ since the performance is actually lower with "Premium" fuel in your engine. You can re-tune the engine to take advantage of the 91... but that would require the compression to be raised.
So that's why you REALLY shouldn't run it in your engine. BUT....
2) Some people have really issues with our new "Oxygenated" (alcohol) fuels. They can cause issues with the rubber parts in the fuel system... and the alcohol attracts water. When water does get in... you can get a phase separation, and that just makes a mess in the fuel tank that needs drained.
These are real issues, and real concerns. But with that said... I don't have issue with modern fuels. I simply keep a good shot of fuel stabilizer in my boat/PWC tanks... and it's NEVER been a concern. the Marine "Stay-bil" works as it should, and I've even burnt a couple tanks of fuel that were well over a year old, because my XP800 has a tendency of sitting. Also... the fuel parts in the Mercury boats are OK with the alcohol. (Early Seadoo PWC rotted the fuel lines)
AND... the last point on the modern fuel is... the alcohol actually supports more HP because it's combustion is more stable, and burns slightly cooler.
To me... there are more positive with new fuels over the negative.
SO... burn 87 to 89 octaine, keep fuel stabilizer in the fuel... and don't worry about looking for, and going out of your way to get alcohol free fuel.
My 2 cents... take it for what it's worth.