I would say it is not the only reason they fail but it would be the most common.
I don't know why they use a plastic cage but to date they still do so I am assuming they have tested or have a reason. I do know that I can't think of another mass production engine that utilizes a gear driven centrifugal supercharger and I am guessing this would be the reason for it.
There are tradeoffs in every design, and I would suspect they went with this formula because of space constraints with the tradeoff being longevity.
In the end, I suspect if Rotax could have a SC that would be zero maintenance for the life of the engine, they would be running it.